How to Get 100% Cashback on Your Health Insurance in India (May 2026 Update)
If you are reading this on VivekWeblog in May 2026, you are living in a golden era for Indian health insurance. Two massive shifts have just happened: first, the total removal of the 18% GST on individual policies, and second, the mainstream adoption of AI "Wellness-Linked" rewards. For the first time, your insurance policy isn't just an expense; it’s a performance-based asset. By simply wearing a basic fitness band and syncing it with the right AI-driven plan, you can effectively bring your net cost down to Zero . The May 2026 "Zero-Tax" Advantage As of late 2025 and continuing into this 2026 renewal season, the Indian government has exempted individual and family floater health insurance from GST. The Math: If your premium was ₹25,000 last year, you were actually paying ₹29,500 including tax. Today, you only pay the base ₹25,000. When you add a 30% to 100% wellness cashback to this new lower base, the savings are staggering. Top 3 AI-Power...