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Following is the list of Life Insurance companies Authorized By the Insurance Regulatory And Development Authority of India to do Life Insurance Business in India. (Updated as of January 2026) 1. Bajaj Allianz Life Insurance Company Limited. Address: Bajaj Allianz House, Airport Road, Yerawada, Pune 411006, Maharashtra Website: https://www.bajajallianzlife.com 2. Aditya Birla Sun Life Insurance Company Limited. (formerly Birla Sunlife) Address: One India Bulls Centre, 17th Floor, Tower 1, Jupiter Mill Compound, 841, Senapati Bapat Marg, Elphinstone Road, Mumbai 400013, Maharashtra Website: https://lifeinsurance.adityabirlacapital.com/ 3. HDFC Life Insurance Company Limited. Address: 13th Floor, Lodha Excelus, Apollo Mills Compound, N.M. Joshi Road, Mahalaxmi, Mumbai - 400011, Maharashtra Website: https://www.hdfclife.com/ 4. ICICI Prudential Life Insurance Company Limited. Address: ICICI PruLife Towers, 1089, Appasaheb Marathe Marg, Prabhadevi, Mumbai - 400025 Website: https://www.icic...

Insurance for Beginners: The Ultimate Guide to Protecting Your Future Have you ever had a "What if?" moment? What if I get sick and can't work? What if my car gets damaged in a storm? What if my laptop breaks right before a big project? In life, these "what ifs" are called risks . Most people think they just have to cross their fingers and hope for the best. But there is a much smarter way to live. It’s called Insurance . Insurance is like a financial umbrella. You don't want it to rain, but if it does, you’ll be very glad you’re carrying it! In this guide, we’re going to break down exactly how insurance works in plain, simple English so you can make the best choices for your wallet. Table of Contents 1. What is Insurance in Simple Words? 2. How Does It Actually Work? 3. The Two Main Players: Insurer and Insured 4. What is a Premium? (And Why You Pay It) 5. Why Should You Buy Insurance? 6. Common Types of Insurance You Should Kno...

As per reports, the No.1 Life insurer in India, Life Insurance Corporation, has decided to lower its focus on ULIP plans and wants to focus on traditional plans. The dicision is to bring down ULIP's from 82% to 70%, the reason behind is volatility in stock market in the last 3-4 months. LIC is India's No.1 Life Insurance company having 57% market share and it has seen a remarkable downfall in premium income. LIC is planning to launch 4-5 new plans both ULIP's and conventional plans in this financial year. LIC's total premium income in the year 2007-2008 was 59182.2 crores at the growth rate of 5.8% only. The company also has plans to launch two unit link gratuity plans, and few standalone health insurance plan. However buyers of unit linked health plan will not get benefit of tax rebate under section 80D of income tax act on the total premium amount. The company had already launched one health insurance plan in February this year.

What is Unit Link Insurance Plan? Unit link insurance Pan (ULIP) is a policy in which premium paid are invested as per the choice of policy holder either in debt or equity product or in combination of both. Unit link insurance plan has both the benefit of insurance as well as choice to choose the return on investment. ULIP's have the flexibility of choosing premium amount and the choice of funds in which money to be invested. At present all Insurance companies have 4-5 Unit link insurance plan. In case of untimely death of the policy holder his nominee would get either the sum assured or the value of units whichever is higher. Unit link insurance policy which is also known as "ULIP" is one of the most popular insurance plan today because of following benefits: Flexibility to choose premium amount. It can be single, regular or variable. Various choices of funds in which in which money to be invested. A good combination of Both investment and Insurance. I t has liquidit...

Life Insurance Quotes: Before buying a policy you might like to know and compare premiums charged by life insurance companies . You can calculate premium according to the insurance plan, insurance term, etc. I am providing links to the life insurance premium calculators of various Indian Life Insurance Companies. You just have to choose the product and provide few details and can know the premium you will have to pay for the policy. Here is the list: Click the following link to calculate your premium: Life Insurance Corporation of India> Bajaj Allianz Life Insurance > HDFC Life Insurance> Birla Sunlife Life Insurance> SBI Life Insurance> Kotak Mahindra Life Insurance> Max NewYork Life Insurance> ING Vysya Life Insurance> Reliance Life Insurance> Check your life value> ICICI Human Life Value Calculator>