Significant total solar eclipse of century on July 22

According to astronomers and research scientist, the most significant total solar eclipse of the century is falling on Wednesday July 22, 2009. Scientists and astronomers around the world are preparing to study the solar eclipse specially the study of shadow bands.

Shadow bands
are thin wavy lines of alternating light and dark that can be seen moving and undulating in parallel on plain-coloured surfaces immediately before and after a total solar eclipse. However, a new theory has been put forward by Dr. Stuart Eves, who works for Surrey Satellite Technology Limited (SSTL), that shadow bands might actually be caused by infrasound, which involves the shadow of the moon travelling at supersonic speed which in turn produces high frequency sound that humans can't hear and because of this, creates a shockwave in front of the shadow, which causes shadow bands.

'Maitri' the Indian astronomy station at Antarctica got the first chance to study shadaow bands for the first time on November 23, 2003 for the stretch of 11 minutes (six minutes before and four minutes after the eclipse) which was exclusive and rare study which happens in 1000 years.

The solar eclipse of July 22 is very important because at this time the Sun and the Moon would be farthest from Earth. This solar eclipse will be the longest eclipse of twenty first century, and will not be surpassed in duration until June 13, 2132. The total eclipse will be of 6 minutes 39 seconds. The total solar eclipse will be visible from a narrow corridor through northern India, Eastern Nepal, Northern Bangladesh, Bhutan, The northern tip of Myanmar, Central China and the Pacific Ocean. Scientists are expecting to study larger shadow bands under this total solar eclipse.
Read full Interview of Dr. Hari Om Vats>>

You Are What You Believe

Here is one motivational story which i received by email from one of my friend, sharing with you:-

The Chains of Belief

As I was passing the elephants, I suddenly stopped, confused by the fact
that these huge creatures were being held by only a small rope tied to their
front leg.

No chains, no cages. It was obvious that the elephants could, at anytime,
break away from their bonds but for some reason, they did not. I saw a
trainer near by and asked why these beautiful, magnificent animals just
stood there and made no attempt to get away.

"Well," he said, "when they are very young and much smaller we use the same
size rope to tie them and, at that age, it's enough to hold them. As they grow up, they are
conditioned to believe they cannot break away. They believe the rope can
still hold them, so they never try to break free."

I was amazed. These animals could at any time break free from their bonds
but because they believed they couldn't, they were stuck right where they

Like the elephants, how many of us go through life hanging onto a belief
that we cannot do something, simply because we failed at it once before?

Lowest Inflation in 30 years

According to the news the inflation rate in India has come down to 0.13 % which is lowest in thirty years. As per economics Inflation means rise in general price level of goods and services in an economy over a period of time. A chief measure of general price-level inflation is the general inflation rate, which is the percentage change in a general price index (Consumer Price Index). When prices rise the functional currency buys fewer goods and services means decline in real value of money or loss of purchasing power of currency. One year ago inflation rate in India reached near 11% and now it has come down to 30 year low at 0.13%. Since 13 weeks inflation rate in India is below 1%.

Inflation may have reached its lowest, but still today the prices of of general items like vegetable, oils, pulses, spices are becoming more expensive and going out of reach of common man. Government should not only take measures to check inflation but also try to keep check on price rise of essential items as most of the population is living below poverty line. Today even middle class people are having problems due to price rise of essential items.

RBI: Local Cheques to be cleared in One day

Reserve Bank Of India has directed all Scheduled Commercial Indian banks to clear all local cheques in one day or at the most next day and all outstation cheques within 14 days.

For local cheques credit and debit shall be given on the same day or at the most the next day of their presentation in clearing. Ideally, in respect of local clearing, banks shall permit usage of the shadow credit afforded to the customer accounts immediately after closure of relative return clearing and in any case withdrawal shall be allowed on the same day or maximum within an hour of commencement of business on the next working day, subject to usual safeguards.

Timeframe for collection of cheques drawn on state capitals / major cities / other locations to be 7/10/14 days respectively. If there is any delay in collection beyond this period, interest at the rate specified in the CCP of the bank, shall be paid. Full notification can be read from Reserve Bank Of India official website

Most Dangerous Web Search Terms revealed by McAfee

McAfee, one of the top Antivirus Software Company has revealed top 10 most dangerous web search terms in United States. Web search terms like Lyrics, Free Ringtones, Free Music Downloads are dangerous search terms which can put your computer at risk of virus and malicious codes or software's. A report called "The Web's Most Dangerous Search Terms" has revealed that researchers has analysed over 2600 popular search terms of 2008 including Google and Yahoo searches.

Here is the list of 10 Most Dangerous Search Terms in the United States:

  1. Word Unscrambler
  2. Lyrics
  3. MySpace
  4. Free Music Downloads
  5. Phelps, Weber-Gale, Jones and Lezak Wins 4x 100m Relay
  6. Free Music
  7. Game Cheats
  8. Printable Fill in Puzzle
  9. Free Ringtones
  10. Solitaire
According to the report the riskiest search term is Online Games because most of the Online Games prompt users to install plug-ins or ask them to register online with email address and name.

Understanding Payroll Processes

Unless you work for yourself and have no other employees, you'll need to deal with payroll, because you have to make sure that the people who give you their time get fair compensation. It used to be somewhat difficult to do payroll. It was several days of work, on and off, with paper and pen in order to figure out just how many hours everyone worked, what their rates of pay were, and whether they had any special circumstances like overtime, unpaid time off, and other issues. It is not always easy to figure all of these things out, and much of it depends on the person who is doing the payroll, how 'standard' the payroll is, and how much time is available to work on it.

Now that the payroll process for most businesses has become much more automated, there are a lot of options. One of these is direct deposit. Instead of getting a check each pay period, employees would see their earnings deposited directly into their bank account. The money goes in automatically on their pay date, they don't have to carry a check to the bank, and there are no delays waiting for a check to clear. It's much more convenient but it's not the only change to payroll processes over the last few years.

Filing taxes electronically is another change to payroll processes. It cuts down on the amount of paper that is seen and helps to avoid mistakes through software programs that check your returns for you. When companies are looking into doing things electronically, most of them also check into the merits of an electronic time clock. It simplifies the payroll process and ensures that employees don't cheat on their timecards. It can be used with payroll software systems, too, so transferring information from the time clock to the payroll program is very easy. There are also programs out there that can help you customize your business so that you don't have to operate within prescribed boundaries that may not fit you and how you run your business. Looking for these kinds of options can help you understand and address your payroll processes more effectively.

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